Which Incoterm? Answer 3 questions.

Pick the right Incoterms® 2020 rule for your shipment, then see exactly where costs and risk pass from seller to buyer - leg by leg.

🧭 Find your term

1. How is the cargo moving?
2. Who arranges & pays the main freight?
3. How far should the seller go?

Cost & risk map - select a term

Seller pays Buyer pays 🚩 Risk transfers to buyer
Risk →
Risk transfers
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Insurance
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Transport modes
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Watch out for
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Not sure what to put on your purchase order? We negotiate terms daily.

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What are Incoterms?

Incoterms® (International Commercial Terms) are 11 standardized trade rules published by the International Chamber of Commerce. Each three-letter term defines who - seller or buyer - pays for each leg of the journey, who arranges customs clearance, and the exact point where risk of loss or damage transfers. They appear on every commercial invoice and purchase order in international trade. For the full background, read our guide: What are Incoterms? A plain-English explainer.

All 11 Incoterms 2020 at a glance

TermNameModeSeller pays freight?Risk transfers
EXWEx WorksAnyNoSeller's premises
FCAFree CarrierAnyNoHandover to buyer's carrier
FASFree Alongside ShipSea onlyNoAlongside vessel at origin port
FOBFree On BoardSea onlyNoOn board vessel at origin port
CFRCost and FreightSea onlyYesOn board vessel at origin port
CIFCost, Insurance & FreightSea onlyYes + insuranceOn board vessel at origin port
CPTCarriage Paid ToAnyYesHandover to first carrier
CIPCarriage & Insurance Paid ToAnyYes + insuranceHandover to first carrier
DAPDelivered At PlaceAnyYesNamed destination, ready to unload
DPUDelivered at Place UnloadedAnyYes + unloadingNamed destination, after unloading
DDPDelivered Duty PaidAnyYes + import dutyNamed destination, ready to unload

The C-terms trap: who pays vs who risks

The most common Incoterms mistake is assuming that whoever pays the freight also carries the risk. Under CFR, CIF, CPT and CIP, the seller pays for carriage to destination, but risk transfers to the buyer at origin - when cargo goes on board (CFR/CIF) or is handed to the first carrier (CPT/CIP). If the ship sinks mid-voyage on CFR terms, it's the buyer's loss. That's exactly what the risk flag in the chart above shows.

Why FOB and CIF are wrong for containers

FAS, FOB, CFR and CIF are sea-only terms written for cargo loaded directly onto a vessel. Containerized cargo is handed over at the container yard days before loading, creating a gap where neither party clearly carries the risk. The ICC's guidance: for containers use FCA instead of FOB, CPT instead of CFR, and CIP instead of CIF. In practice, much of India's container trade still runs on FOB/CIF - it usually works, but it's worth knowing where you're exposed.

Our advice for Indian importers and exporters

If you're importing into Chennai or Bengaluru, buying on FOB or FCA and booking freight through your own forwarder usually gets you better rates and protects you from inflated destination charges that sometimes ride along with CIF offers. If you're exporting, FOB keeps your obligations simple and ends your risk at the port. Whatever the term, you'll still need import customs clearance or export clearance handled properly - that's what we do. Message us on WhatsApp for help with your shipment terms.

Incoterms® is a registered trademark of the International Chamber of Commerce. This tool is a simplified planning guide, not legal advice - always state the term, named place and "Incoterms 2020" on your contract.